周三，离岸人民币小幅下跌至1美元兑7.19元左右，投资者消化了中国人民银行最新的货币政策公告。根据市场预期，央行在8月份的定价中连续第三个月将关键贷款利率维持在历史最低水平。一年期贷款最优惠利率（LPR）是大多数家庭和企业贷款的关键基准，保持不变，为3%，而影响抵押贷款利率的五年期LPR也稳定在3.5%。从外部来看，人民币疲软的部分原因是美元走强，因为市场期待着本周晚些时候美联储的年度杰克逊霍尔研讨会。投资者正在密切关注美联储可能最早在下个月推翻当前市场降息预期的任何迹象。目前，市场预计利率下调的可能性为84%，预计到年底将放宽约54个基点。

The offshore yuan edged lower to around 7.19 per dollar on Wednesday, as investors digested the latest monetary policy announcement from the People's Bank of China. The central bank held its key lending rates at historic lows for the third straight month at its August fixing, in line with market expectations. The one-year Loan Prime Rate (LPR)—a key benchmark for most household and business loans—remained unchanged at 3%, while the five-year LPR, which influences mortgage rates, was also kept steady at 3.5%. Externally, the yuan's weakness was partly driven by a stronger US dollar, as markets looked ahead to the Federal Reserve's annual Jackson Hole symposium later this week. Investors are watching closely for any signs that the Fed might push back against current market expectations of an interest rate cut as early as next month. At present, markets are pricing in an 84% chance of a rate reduction, with approximately 54 bps of easing expected by year-end.