英镑面临压力，英国央行对英国近期需求前景表示担忧。英镑面临压力，英国央行对英国近期需求前景表示担忧

Pound Sterling faces pressure amid BoE concerns over UK near-term demand outlook.Pound Sterling faces pressure amid BoE concerns over UK near-term demand outlook

英镑/日元正在突破201.40的阻力位，日元走软支撑。英镑/日元正在突破201.40的阻力位，日元走软支撑

GBP/JPY is pushing against 201.40 resistance supported by a softer Yen.GBP/JPY is pushing against 201.40 resistance supported by a softer Yen

2025年10月，英国哈利法克斯房价指数同比上涨1.9%，增速高于9月份的1.3%，高于预期的1.45%。目前，平均房产价值达到创纪录的299862英镑。按月计算，价格上涨0.6%，为1月以来的最大涨幅，此前下跌0.3%，远高于0.1%的涨幅预测。哈利法克斯抵押贷款主管Amanda Bryden表示，尽管市场存在不确定性，但买家需求仍然强劲。可负担性挑战依然存在，平均固定抵押贷款利率约为4%，但许多买家正在使用较小的存款和较长的期限。生活成本的上涨也挤压了收入，但市场仍然保持弹性。从地区来看，北爱尔兰以+8.0%（219646英镑）的增长率领先，其次是苏格兰+4.4%（216051英镑），威尔士+2.0%（229558英镑），东北部+4.1%（180924英镑）。伦敦和东南部的房价每年略有下降（-0.3%和0.1%），尽管伦敦的房价仍然最高，为542273英镑。

The Halifax House Price Index in the UK rose 1.9% year-on-year in October 2025, accelerating from a 1.3% increase in September and above the expected 1.45% gain. The average property value is now at a record of £299,862. On a monthly basis, prices grew 0.6%, the sharpest since January, following a 0.3% fall and well above the forecast of a 0.1% rise. Amanda Bryden, Head of Mortgages at Halifax, said buyer demand remained strong despite market uncertainty. Affordability challenges persist, with average fixed mortgage rates around 4%, but many buyers are using smaller deposits and longer terms. Rising living costs also squeeze incomes, yet the market has remained resilient. Regionally, Northern Ireland led growth at +8.0% (£219,646), followed by Scotland +4.4% (£216,051), Wales +2.0% (£229,558), and the North East +4.1% (£180,924). London and the South East saw slight annual declines (-0.3% and 0.1%), though London remains the priciest at £542,273.

英国央行“鸽派控制”后英镑表现喜忧参半。在按预期保持在4%之后，12月18日降息的可能性现在更高了。

Mixed Performance by the Pound After the BoE's ‘dovish hold'.After a hold at 4% as expected, the probability of a cut on 18 December is now higher.