在伦敦，富时100指数周一上涨了55点，涨幅为0.61%。涨幅最大的是劳埃德银行（8.40%）、伦敦证券交易所（3.23%）和国民西部银行（2.27%）。最大的损失来自Haleon（-2.27%）、Frasers Group（-1.92%）和能多洁（-1.91%）。

In London, the FTSE 100 Index went up by 55 points or 0.61 percent on Monday. Top gainers were Lloyds Banking (8.40%), London Stock Exchange (3.23%) and Natwest (2.27%). Biggest losses came from Haleon (-2.27%), Frasers Group (-1.92%) and Rentokil Initial (-1.91%).

富时100指数周一收盘上涨0.7%，受最高法院对汽车金融调查作出有利裁决后英国银行股大幅上涨的推动。劳埃德银行集团飙升超过8%，达到2015年以来的最高水平，而国民西敏寺银行上涨超过2%，巴克莱银行上涨1.5%。汇丰银行和渣打银行也上涨。该裁决推翻了下级法院的裁决，缓解了人们对与汽车融资不当销售相关的巨额赔偿金的担忧。英国金融行为监管局现在估计，潜在的补救措施为90亿英镑，远低于早些时候市场对高达300亿英镑的担忧。英国最大的汽车金融公司劳埃德银行（Lloyds）被加拿大皇家银行（RBC）上调评级，分析师称该裁决是一个“清算事件”，消除了该股的主要积压。英国石油公司在其收益报告发布前也上涨了近2%，因为投资者正在寻找其重返传统能源的最新进展。

The FTSE 100 closed up 0.7% on Monday, driven by sharp gains in UK banking stocks following a favorable Supreme Court ruling on the motor finance probe. Lloyds Banking Group surged over 8%, hitting its highest level since 2015, while NatWest rose more than 2% and Barclays gained 1.5%. HSBC and Standard Chartered also climbed. The ruling overturned a lower court’s decision, easing fears of massive compensation payouts tied to motor finance misselling. The Financial Conduct Authority now estimates potential redress at £9 billion—far below earlier market concerns of up to £30 billion. Lloyds, the largest player in UK motor finance, was upgraded by RBC, with analysts calling the ruling a “clearing event” that removes a major overhang on the stock. BP also rose nearly 2% ahead of its earnings report, as investors look for updates on its pivot back toward traditional energy sources.

英格兰银行预览——宽松政策步入正轨。我们预计英格兰银行将在8月7日星期四根据共识和市场定价将银行利率降至4.00%。我们预计投票结果将是6比3，多数人投票支持降息25个基点，格林、曼、皮尔投票支持不变的决定。

Bank of England Preview – On Track With Easing.We expect the Bank of England to cut the Bank Rate to 4.00% on Thursday 7 August in line with consensus and market pricing. We expect the vote split to be 6-3 with the majority voting for a 25bp cut and Greene, Mann, Pill voting for an unchanged decision.

富时100指数周一上涨，从周五0.7%的跌幅中恢复过来，英国汽车金融调查结果好于预期后，英国银行大幅上涨。尽管英国金融行为监管局估计潜在薪酬为90亿英镑，但这远低于影响市场情绪的300亿英镑最坏情况。风险敞口最大的劳埃德银行股价上涨7.7%，在数月表现不如同行后反弹。巴克莱银行上涨超过2%，而国民西敏寺银行上涨超过1%。汇丰银行和渣打银行也上涨了约1%。随着铜价和金价上涨，矿业股增加了支撑，安托法加斯塔上涨1.8%，嘉能可上涨0.7%，奋进矿业上涨1.7%。然而，该指数受到制药行业亏损的限制。阿斯利康股价下跌超过1%，此前美国总统特朗普上周致函17家制药商要求降价，引发了整个制药领域的压力。

The FTSE 100 rose on Monday, recovering from Friday’s 0.7% drop, lifted by sharp gains in UK lenders after a better-than-feared outcome from the UK’s motor finance investigation. While the Financial Conduct Authority estimated potential compensation at £9 billion, that’s well below the £30 billion worst-case scenario that had weighed on sentiment. Lloyds, which has the largest exposure, jumped 7.7%, rebounding after months of underperformance versus peers. Barclays gained over 2%, while NatWest rose more than 1%. HSBC and Standard Chartered also climbed around 1%. Miners added support as copper and gold prices rose, with Antofagasta up 1.8%, Glencore 0.7%, and Endeavour Mining 1.7%. However, the index was capped by losses in the pharma sector. AstraZeneca fell over 1% after US President Trump sent letters to 17 drugmakers last week demanding price cuts, sparking pressure across the pharmaceutical space.