根据抵押贷款巨头房地美对贷款人的调查，截至2025年10月30日，30年期固定抵押贷款的平均利率降至6.17%，为2024年10月初以来的最低水平，低于上周的6.19%。美联储周三普遍预期降息25个基点后，利率下降。 房地美首席经济学家Sam Khater表示：“抵押贷款利率连续第四周下降。过去几个月利率下降，购房者越来越多地进入市场。”。

The average rate on a 30-year fixed mortgage eased to 6.17% as of October 30th, 2025, the lowest since early October 2024 and down from 6.19% in the previous week, according to a survey of lenders by mortgage giant Freddie Mac. Rates declined after the Federal Reserve’s widely expected quarter-point rate cut on Wednesday. “Mortgage rates decreased for the fourth consecutive week. The last few months have brought lower rates and homebuyers are increasingly entering the market,” said Sam Khater, Freddie Mac’s chief economist.

美国4周期票据拍卖从之前的3.945%降至3.91%。美国4周期票据拍卖从之前的3.945%降至3.91%

United States 4-Week Bill Auction fell from previous 3.945% to 3.91%.United States 4-Week Bill Auction fell from previous 3.945% to 3.91%

美元预测：由于鲍威尔在12月削减了赌注，DXY上涨至100。DXY上涨，因为鲍威尔表示12月的降息并非板上钉钉。由于收益率坚挺，欧元、日元疲软，美元多头将目光投向关键的100阻力区。

US Dollar Forecast: DXY Rises Toward 100 as Powell Tempers December Cut Bets.DXY climbs as Powell signals December cut isn't a lock. With yields firm and euro, yen weak, dollar bulls eye a run toward the key 100 resistance zone.

周四，标准普尔500指数下跌0.2%，纳斯达克指数下跌0.9%，受科技和通信服务板块下跌的拖累，道琼斯指数从早盘下跌中反弹，上涨约170点。Meta在记录了159.3亿美元的一次性税收相关费用后下跌了12%以上，而投资者也对该公司与人工智能开发相关的不断增长的资本支出持谨慎态度。微软股价下跌超过3%，此前该公司披露其对OpenAI的投资使其季度收益减少了31亿美元。相比之下，金融和房地产是表现最好的行业之一。Alphabet在公布强于预期的盈利后飙升近5%，礼来公司在上调全年收入指导后上涨4%。摩根大通（+2%）、维萨（+2.3%）和高盛（+2.9%）也实现了稳健增长。与此同时，特朗普总统和Xi总统的会晤取得了市场普遍预期的成果。

The S&P 500 slipped 0.2% and the Nasdaq fell 0.9% on Thursday, weighed down by losses in technology and communication services, while the Dow Jones rebounded from early declines to add about 170 points. Meta tumbled more than 12% after recording a $15.93 billion one-time tax-related charge, while investors also grew cautious about the company’s rising capital expenditures tied to AI development. Microsoft dropped over 3% after disclosing that its OpenAI investment reduced quarterly earnings by $3.1 billion. In contrast, financials and real estate were among the top-performing sectors. Alphabet surged nearly 5% after reporting stronger-than-expected earnings, and Eli Lilly gained 4% following an upgrade to its full-year revenue guidance. JPMorgan (+2%), Visa (+2.3%), and Goldman Sachs (+2.9%) also posted solid gains. Meanwhile, the meeting between Presidents Trump and Xi concluded with outcomes that were largely anticipated by markets.