根据抵押贷款银行家协会编制的数据，截至6月20日，美国抵押贷款申请量比前一周增长了1.1%，弥补了前一时期2.6%的下降。尽管基准抵押贷款利率上升了4个基点，但由于对能源价格上涨和不可持续的财政支出的担忧支撑了长期资产支持证券的收益率，抵押贷款利率仍略有上升。抵押贷款再融资合同的申请量增长了3%，这些合同对利率的短期变化更为敏感。与此同时，购买新房的抵押贷款申请大致没有变化。

The volume of mortgage applications in the US rose by 1.1% from the previous week in the period ending June 20th, trimming the 2.6% drop in the earlier period, according to data compiled by the Mortgage Bankers Association. The slight increase took place despite a 4bps increase in benchmark mortgage rates, as worries over higher energy prices and unsustainable fiscal spending supported yields of longer asset backed securities. The volume of applications for contracts to refinance a mortgage, which are more sensitive to short-term changes in interest rates, rose by 3%. In the meantime, applications for a mortgage to buy a new home were loosely unchanged.

根据抵押贷款银行家协会的数据，在截至6月13日的一周内，美国30年期固定利率抵押贷款（合规贷款余额为806500美元或更低）的平均合同利率上升了4个基点，达到6.88%。相比之下，上一时期为6.84%，为六周来的最低水平。一年前，借贷成本略高，为6.93%。

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($806,500 or less) in the US rose by 4bps to 6.88% in the week ended June 13th, according to the Mortgage Bankers Association. It compares with 6.84% in the previous period which was the lowest level in six weeks. A year earlier, borrowing costs were slightly higher at 6.93%.

美国MBA抵押贷款申请自6月20日起增长1.1%，而此前为-2.6%。市场指数250.8对比248.1之前的购买指数165.2对比248.1之后的再融资指数713.4对比692.4之前的30年期抵押贷款利率6.88%对比6.84%这从来不是一个影响市场的数据。抵押贷款申请通常与抵押贷款利率呈负相关。

US MBA mortgage applications w.e. 20 June +1.1% vs -2.6% prior.Market index 250.8 vs 248.1 prior Purchase index 165.2 vs 248.1 prior Refinance index 713.4 vs 692.4 prior 30-year mortgage rate 6.88% vs 6.84% prior This is never a market moving release. Mortgage applications are generally inversely correlated to mortgage rates.

亚洲上涨，欧洲市场下跌，美元因风险偏好增加而面临压力-今日全球市场，而美国则处于沉睡状态。6月24日星期二，美国股市收盘走高，投资者对以色列和伊朗之间的停火做出了积极回应，并等待美联储的信号。纳斯达克100指数创下历史新高，标准普尔500指数接近此前的峰值。

Asia Up, Europe Markets Slip, Dollar Under Pressure On Increased Risk Appetite - Global Markets Today While US Slept.On Tuesday, June 24, U.S. markets closed higher as investors responded positively to a ceasefire between Israel and Iran and awaited signals from the Federal Reserve. The Nasdaq 100 reached a record close, and the S&P 500 neared its previous peak.